Newly aquired medical bills, house paid off, don’t want to file bankrupsy, should I refinance, see details?
quick_sand asked:
Prior to January, I had just house hold bills, and a couple credit cards I am paying off. Paid one off completely, with 2 to go. (lost job a while back and it snowballed into owing around 7 grand total, paid off one, 2 grand, 2 left)…..have usual property tax, light bill, water, etc. (and my internet, which is my ONLY recreation/entertainment, no going out to movie/dinners etc.)
But have about 10K in new medical bills, due to a MISdiognosis on top of it…..The house and vehicles are paid for, vehicles aren’t worth squat, but the property is enough to cover it all, but….
A. would a lender even consider refinancing, not behind on anything……
B. property is paid for, and so badly don’t want a mortgage again…
C. if I don’t, I am sure they can hound me till I have a nervous breakdown or smack a lein, or attempt to take my property for the medical bills.
D. home equity, if something happens and you can’t pay, poof, they GET your property.
any suggestions?????
yes I am working, full time, so a second job, oh man, I don’t have the stamina for. But thank you for all of your answers!!! ps Tennessee
Prior to January, I had just house hold bills, and a couple credit cards I am paying off. Paid one off completely, with 2 to go. (lost job a while back and it snowballed into owing around 7 grand total, paid off one, 2 grand, 2 left)…..have usual property tax, light bill, water, etc. (and my internet, which is my ONLY recreation/entertainment, no going out to movie/dinners etc.)
But have about 10K in new medical bills, due to a MISdiognosis on top of it…..The house and vehicles are paid for, vehicles aren’t worth squat, but the property is enough to cover it all, but….
A. would a lender even consider refinancing, not behind on anything……
B. property is paid for, and so badly don’t want a mortgage again…
C. if I don’t, I am sure they can hound me till I have a nervous breakdown or smack a lein, or attempt to take my property for the medical bills.
D. home equity, if something happens and you can’t pay, poof, they GET your property.
any suggestions?????
yes I am working, full time, so a second job, oh man, I don’t have the stamina for. But thank you for all of your answers!!! ps Tennessee