Comments on: A lot of people are saying credit card is evil and avoid it if you’re a student but? http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but Filing For Bankruptcy Fri, 10 Feb 2012 01:01:05 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: create a website http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-2316 create a website Wed, 01 Feb 2012 18:04:07 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-2316 <strong>... [Trackback]...</strong> [...] Informations on that Topic: filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but [...]... … [Trackback]…

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]]> By: webworm90 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-756 webworm90 Wed, 28 Oct 2009 07:25:07 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-756 I don't agree with nhan_andy. You can still get a credit card with bad credit. I know. I had three. Now I have two. One was so annoying about selling the credit insurance I canceled that one. I filed bankruptcy 4 years ago. My credit limit is $1,200 and $1,500 but I don't use it. I don’t agree with nhan_andy. You can still get a credit card with bad credit. I know. I had three. Now I have two. One was so annoying about selling the credit insurance I canceled that one. I filed bankruptcy 4 years ago. My credit limit is $1,200 and $1,500 but I don’t use it.

]]> By: jititi j http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-755 jititi j Sat, 24 Oct 2009 21:52:09 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-755 How to Manage Multiple Credit Cards With the rising competition in the credit card market, many issuers are launching new cards with attractive features to entice people into applying for their cards. As a result, it has become very commonplace for people to own more than one credit card. But what they forget is that using multiple cards means proper management ... How to Manage Multiple Credit Cards

With the rising competition in the credit card market, many issuers are launching new cards with attractive features to entice people into applying for their cards. As a result, it has become very commonplace for people to own more than one credit card. But what they forget is that using multiple cards means proper management …

]]> By: giny j http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-754 giny j Thu, 22 Oct 2009 08:19:31 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-754 your parents and grandparents never had a credit score, yet they were able to buy homes and cars without it. You do not need a credit history to get a good job, just a good education. Cash is they only thing you need. You never get a bad score if you always pay with just plain old cash....live hard, love harder. your parents and grandparents never had a credit score, yet they were able to buy homes and cars without it. You do not need a credit history to get a good job, just a good education. Cash is they only thing you need. You never get a bad score if you always pay with just plain old cash….live hard, love harder.

]]> By: angelinecja http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-753 angelinecja Thu, 22 Oct 2009 07:12:04 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-753 Credit card is good if we are able to use it wisely and pay the entire amount owing Credit card is good if we are able to use it wisely and pay the entire amount owing

]]> By: Ross http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-752 Ross Wed, 21 Oct 2009 13:01:07 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-752 Yes, Credit is needed to build a credit score, but it is not necessary to live. I would rather have a low credit score and cash to make my purchases with. A good credit score has nothing to do with your net worth. A millionaire who does not borrow money will have a poor credit score. If you pay cash for your purchases you don't pay interest. Take all of that money to invest and you will be rich-instead of making the credit card companies rich. Yes, Credit is needed to build a credit score, but it is not necessary to live. I would rather have a low credit score and cash to make my purchases with. A good credit score has nothing to do with your net worth. A millionaire who does not borrow money will have a poor credit score. If you pay cash for your purchases you don’t pay interest. Take all of that money to invest and you will be rich-instead of making the credit card companies rich.

]]> By: Kit http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-751 Kit Mon, 19 Oct 2009 10:32:50 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-751 There are many ways to establish a credit record WITH OUT A CREDIT CARD!!! A credit card is nothing more than a trap for our young people getting started in life.. If you are an expert in credit management then I would say yes to you getting a credit card.. It's not FREE money and you CAN'T get out of credit card dept by filing bankruptcy. CHECK IT OUT!!!!! Stay out of the credit trap if you are young and starting collage. Your dept at the end of collage is going to be great enough with out adding on the credit dept.... I wish that the collages would put on classes on credit cards and the hazards of using credit while in collage.. This would help students to manage their credit lines not only in school but in life.. There are many ways to establish a credit record WITH OUT A CREDIT CARD!!! A credit card is nothing more than a trap for our young people getting started in life.. If you are an expert in credit management then I would say yes to you getting a credit card.. It’s not FREE money and you CAN’T get out of credit card dept by filing bankruptcy. CHECK IT OUT!!!!! Stay out of the credit trap if you are young and starting collage. Your dept at the end of collage is going to be great enough with out adding on the credit dept…. I wish that the collages would put on classes on credit cards and the hazards of using credit while in collage.. This would help students to manage their credit lines not only in school but in life..

]]> By: nhan_andy http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-750 nhan_andy Sat, 17 Oct 2009 15:13:21 +0000 http://filingforbankruptcysite.com/a-lot-of-people-are-saying-credit-card-is-evil-and-avoid-it-if-youre-a-student-but#comment-750 Credit card is not evil or anything like that, the real evil is our spending habits. Living in this society today, the 3 most important digits are the credit score, and most of the time the credit report is even more powerful than any degree. I would take an 800 score over $300,000 in cash, and I would take a clean power credit report over any degree. If anyone think I'm "bs" , you need to think again . Now ask yourself this question : who would give you a credit line of $100,000 ? Not your best friend, your lover , not even your family or your parents. But , with an 800 score, there are many reputable banks begging you to accept their credit cards offers. They don't even care to verify your income or employee. 1 last note . If you're making $100,000/year and have a poor credit score, you won't even be approve for a $500 credit card even though they have verified your employee/income. Credit card is not evil or anything like that, the real evil is our spending habits. Living in this society today, the 3 most important digits are the credit score, and most of the time the credit report is even more powerful than any degree. I would take an 800 score over $300,000 in cash, and I would take a clean power credit report over any degree. If anyone think I’m “bs” , you need to think again . Now ask yourself this question : who would give you a credit line of $100,000 ? Not your best friend, your lover , not even your family or your parents. But , with an 800 score, there are many reputable banks begging you to accept their credit cards offers. They don’t even care to verify your income or employee.

1 last note . If you’re making $100,000/year and have a poor credit score, you won’t even be approve for a $500 credit card even though they have verified your employee/income.

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