advice on what to do?
collegechicksellers asked:
im in debt 1500 college tuition and 1100 in credit card how do i get out of this i dont have a job but am looking but its not happing can i file bankrupsy on the school debt i dont think you can but i am out of options and need help
im in debt 1500 college tuition and 1100 in credit card how do i get out of this i dont have a job but am looking but its not happing can i file bankrupsy on the school debt i dont think you can but i am out of options and need help
DO NOT FILE BANKRUPTCY. I assume you are young, and you certainly don’t want to start out life like that. For right now, make the minimum payments. Take any job you can get… telemarketing, Taco Bell, whatever, so you can make those payments.
Next, contact a local agency that helps debt elimination. They may be able to help you consolidate or lower your interest rate. Make sure, though, that they are just helping you make smarter financial choices and that they are not negotiating with your creditors. The latter kind can mess up your credit.
Your credit is one of the most important things as you build your life. Try not to mess it early in life. Trust me, $2600 is not as bad as it seems, and certainly not worth filing bankruptcy over. Keep looking for a job and you’ll start to see a light at the end of the tunnel.
Comment by muzikchick99 — November 4, 2009 @ 6:43 am
I agree with the first person
Do not file for bankruptcy; you are young and have time to get ride of that debt
one major thing you can do is stop using that credit card and do more aggressive looking for a job so that you can start paying that debt
Keep your focus on paying your debts and no shopping, no eating out etc
Cut back and before you know it your debt will be gone
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