Comments on: Does anybody know if you can file bankruptcy on a Federal school loan?

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By: Lynn B

Lynn B — Sun, 08 Nov 2009 04:11:13 +0000

Maybe this will help. I would suggest you read the article “New Bankruptcy Law – Where’s The Consumer Protection?” you can view it at:

By: DLeibowitz

DLeibowitz — Fri, 06 Nov 2009 12:17:32 +0000

You cannot discharge a student loan unless payment of the loan constitutes a “substantial hardship” – which under case law means almost never. You would have to be incapable of earning anything or substantially disabled before you could get a “hardship discharge” of a student loan.

By: samy

samy — Wed, 04 Nov 2009 22:28:38 +0000

No. it is the law.
I found interesting information about your answer, college loans, FEDERAL LOANS, scholarships, college grants & partime works here.http://all-student-loan-consolidation.blogspot.com/2007/08/federal-loans.htmlGood luck!

By: hi_glad_to_meet_u

hi_glad_to_meet_u — Wed, 04 Nov 2009 21:07:38 +0000

First of all do not think of any Bankruptcy. It is easy to say but hard to follow. It sticks with you for at least 10 years and your record is messed up. Get a different Job or work second job but try to make your payments.

By: claudiacake

claudiacake — Tue, 03 Nov 2009 17:22:33 +0000

You can, just as you can add past due income tax to a bankruptcy. At least you can on a Chapter 13. Chapter 13 arranges for the adjustment of debts of an individual with regular income. (Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.)
Unsecured debts such as credit cards are paid back 50 cents on the dollar, however, debts to the federal government are paid back dollar for dollar.

By: DaLady

DaLady — Mon, 02 Nov 2009 09:06:14 +0000

Realize that bankruptcy ruins your credit for the next 10 years. That means no loans, credit cards, or mortgages. Talk to the lending institution. They can probably make arrangements for you. They don’t want you to file bankruptcy either.

By: charonnisis

charonnisis — Fri, 30 Oct 2009 04:19:35 +0000

No such luck my friend.