Nikki asked:


I just had my car repo’d last night, and I am in the process of filing bankruptcy. I have the paperwork, but it hasn’t been turned in yet. Can I still file on it even though it has been repossessed? I live in Indiana.
Thanks in advance for answers.

ELLiE asked:


hi
im 17, and in a couple months ill need a car to get me to and from college classes
i have 1500 set aside for the car, the problem is that i cant find a decent dependable good car with that
i only want a loan for about 1000
but by the time i turn 18 to apply for a loan myself, it will be WAY past when i need the car.
my mother is willing to cosign for me, but she filed for bankrupcy about 15 years ago.
how does that affect me when she cosigns?!?!?
will i pay tonssss more than normal in interest, because she has filed for bankruptcy?!?!

help!!!!
any thing will help, im clueless!!

thanks!!

quick_sand asked:


Prior to January, I had just house hold bills, and a couple credit cards I am paying off. Paid one off completely, with 2 to go. (lost job a while back and it snowballed into owing around 7 grand total, paid off one, 2 grand, 2 left)…..have usual property tax, light bill, water, etc. (and my internet, which is my ONLY recreation/entertainment, no going out to movie/dinners etc.)
But have about 10K in new medical bills, due to a MISdiognosis on top of it…..The house and vehicles are paid for, vehicles aren’t worth squat, but the property is enough to cover it all, but….
A. would a lender even consider refinancing, not behind on anything……
B. property is paid for, and so badly don’t want a mortgage again…
C. if I don’t, I am sure they can hound me till I have a nervous breakdown or smack a lein, or attempt to take my property for the medical bills.
D. home equity, if something happens and you can’t pay, poof, they GET your property.
any suggestions?????
yes I am working, full time, so a second job, oh man, I don’t have the stamina for. But thank you for all of your answers!!! ps Tennessee

Danny asked:


I need to file bankruptcy because I am to far behind on several credit cards payments, I want to keep my house n car though.

juliett858 asked:


Are W-2s and tax returns required to be presented at any point to file bankruptcy chapter 7 in California?

Please speak from your experience only. Thank you.

*~Cam’s Mommy ~* asked:


If I file bankrutpcy alone although I’m married and include all of my unsecured debt which consists of 2 lines of credit totaling $40,000… and the two car loans we have are in mine and my husband’s names.. can we keep the car loans and only include the unsecured debt which is in my name only since I’ll file alone? We’ve never missed a payment on the car loans and are within 2 years of paying off one.

Gars Girl asked:


My Husbands ex wife was ordered to pay certain bills in their divorce court she has now filed bankrupsy can she really have these bills dismissed in bankrupys court?(she named him as the creditor) She was also awarded the house and did not sell or refinace the house in the 90 days. She quit making payments and she let the house go into forclosure and lost it…along with the equity..can this be dismissed by her as well? I know that my husband is still responsible for the bill because she did not get her name off it…but she should still be held responsible because she was court ordered to take the house payments

Xulu asked:


how does the court decides whats included or excluded in the bakrupsy filing in Colorado?
Are the debtors notified? if so how?, does the court need to receive a response from the debtors?

Justus Alexander has arrived! asked:


My husband and I have a large amount of debt due to student loans. However, only a couple of thousand are through the government. The rest are through private companies. If we were to file bankruptcy I know that the federal student loans would still have to be repaid. But what about the private student loans? Would those be charged off or would we still have to repay those as well?

Paige asked:


I do not have any credit cards but have about 12k worth of medical debt, most of which is in collections – I did not have insurance and was not eligible for assistance. Now a new friend has offered to help me either file bankruptcy or pay off my medical debt if I negotiate with them to lower it. What should I do? I thought if I filed bankruptcy I would be able to recover faster. Any suggestions would be helpful. Thanks.