Filing For Chapter 11
In most instances consumer credit counseling business is accredited. If it isn’t don’t bother with it. It should be affiliated with the National filing for chapter 11 Foundation for Credit Counseling. Both of these companies will have reputable counselor will assist you and direct you toward solutions, not direct you down avenues where they can profit from you. This said, see how counselors are getting paid; is it on a commission or through a salary? The latter is preferred as counselors are working on a base salary income, not making money derived on how much they sway you or get out of you. Most credit counseling agency. A cursory investigation of filing for chapter 11 numerous CCC websites reveal that while their ‘intent’ is admirable, they do not fully disclose the effects of having CCC appear on a consumers credit report. They’ll gladly tell you what’s on it and how to ‘manage’ it through a debt management plan, but filing for chapter 11 they won’t tell you how a filing for chapter 11 mortgage underwriter will view their appearance. At best, they might attempt to explain ‘how’ a FICO score works.
First understand that CCCS agencies represent the Credit Card industry – not the consumer. The card companies dictate the acceptable scope of terms and those terms are issued to the consumer.
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