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]]> By: angela http://filingforbankruptcysite.com/newly-aquired-medical-bills-house-paid-off-dont-want-to-file-bankrupsy-should-i-refinance-see-details#comment-651 angela Wed, 06 Jan 2010 07:12:19 +0000 http://filingforbankruptcysite.com/newly-aquired-medical-bills-house-paid-off-dont-want-to-file-bankrupsy-should-i-refinance-see-details#comment-651 Just make monthly payments on your medical bills. Most medical bills do not charge interest and most accept small monthly payments. DO NOT take out a loan to pay medical bills. If you get behind on medical bills they can't come and take anything away from you. If you refinance your house to pay your medical bills and you get behind, they can come and take your house. So, I repeat, DO NOT refinance your house or take out a loan to pay medical bills. Over the past 18 years that I've been married, I've very rarely had medical insurance. I always make monthly payments when I get a medical bill that I can't pay. When my oldest daughter was born, I paid $5.00 a month on the hospital bill until one day they called and said they needed at least $10.00 a month. Like I said, they don't charge interest so I didn't hurry and try to pay it off. I think she was around 13 when I got it paid off. I'm still making $10.00 a month payments to the orthopedist from where my other daughter broke her arm about 7 or 8 years ago, $10 a month to the hospital from where the same daughter had her tonsils removed about 5 years ago and $10.00 a month to the hospital from when my 8 year old son was born. I have never gotten any harrassing phone calls over medical bills as long as I send them something each month. So, my advice again is to make monthly payments on the medical bills and don't take out a loan to pay them off. Just make monthly payments on your medical bills. Most medical bills do not charge interest and most accept small monthly payments. DO NOT take out a loan to pay medical bills. If you get behind on medical bills they can’t come and take anything away from you. If you refinance your house to pay your medical bills and you get behind, they can come and take your house. So, I repeat, DO NOT refinance your house or take out a loan to pay medical bills. Over the past 18 years that I’ve been married, I’ve very rarely had medical insurance. I always make monthly payments when I get a medical bill that I can’t pay. When my oldest daughter was born, I paid $5.00 a month on the hospital bill until one day they called and said they needed at least $10.00 a month. Like I said, they don’t charge interest so I didn’t hurry and try to pay it off. I think she was around 13 when I got it paid off. I’m still making $10.00 a month payments to the orthopedist from where my other daughter broke her arm about 7 or 8 years ago, $10 a month to the hospital from where the same daughter had her tonsils removed about 5 years ago and $10.00 a month to the hospital from when my 8 year old son was born. I have never gotten any harrassing phone calls over medical bills as long as I send them something each month. So, my advice again is to make monthly payments on the medical bills and don’t take out a loan to pay them off.

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