Comments on: What information do I need from my creditors to file bankruptcy? http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy Filing For Bankruptcy Fri, 10 Feb 2012 01:01:05 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Superbowl 2012 Online http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy#comment-2449 Superbowl 2012 Online Fri, 03 Feb 2012 01:34:54 +0000 http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy#comment-2449 <strong>Trackback...</strong> Find more here... Trackback…

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]]> By: strangefire2004 http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy#comment-878 strangefire2004 Sat, 28 Nov 2009 07:04:14 +0000 http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy#comment-878 You can get most of the information you need from your credit report. Account numbers, addresses, and amounts owed can be found on your credit report. It is basically irrevelvant if you have the amount owed exactly correct. If you are filing Chapter 7, it basically doesn't matter (there is no distribution of assets in most individual consumer filings). If you are filing Chapter 13, the creditors will be submiting Proof of Claims that state exactly what is owed. You are entitled to one free credit report from each agency per year. annualcreditreport.com Sometimes collection agencies do report, but not all do, so it is great if you have some bills from those collectors. However, as long as the original creditor is listed, collection agencies will NOT have the right to pursue that same debt. It is also important to remember that if you have medical bills; local, small companies; or individuals you are indebted to, they will not usually be found on your credit report. You'll have to rely on your bills for those. You may want to head to your county clerks office and check to see if you have any judgments pending against you. All of these steps should ensure that you will compile a complete and correct listing of creditors. Good Luck. You can get most of the information you need from your credit report. Account numbers, addresses, and amounts owed can be found on your credit report. It is basically irrevelvant if you have the amount owed exactly correct. If you are filing Chapter 7, it basically doesn’t matter (there is no distribution of assets in most individual consumer filings). If you are filing Chapter 13, the creditors will be submiting Proof of Claims that state exactly what is owed.

You are entitled to one free credit report from each agency per year. annualcreditreport.com

Sometimes collection agencies do report, but not all do, so it is great if you have some bills from those collectors. However, as long as the original creditor is listed, collection agencies will NOT have the right to pursue that same debt.

It is also important to remember that if you have medical bills; local, small companies; or individuals you are indebted to, they will not usually be found on your credit report. You’ll have to rely on your bills for those.

You may want to head to your county clerks office and check to see if you have any judgments pending against you.
All of these steps should ensure that you will compile a complete and correct listing of creditors.

Good Luck.

]]> By: Terrence B Knows http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy#comment-877 Terrence B Knows Sat, 28 Nov 2009 06:29:42 +0000 http://filingforbankruptcysite.com/what-information-do-i-need-from-my-creditors-to-file-bankruptcy#comment-877 Thats why you keep a folder of all the bills you owe or are late on so when you do file you can list them all by name account number amount owed every bill even bills sent by collection agents for the same bill from the original company as your lawyer will send letters to all of them to stop collection actions against you you will need bank statements and tax returns as well info on the cars you own as well as property land and homes you own jewelry too loans credit cards stocks bonds you must show it all look up information and addresses you don't know online find the old bills old statements have statements and bills sent to you even from the collections people do a credit report get the addresses and names and amounts Simple EASY Thats why you keep a folder of all the bills you owe
or are late on

so when you do file you can list them all
by name account number amount owed

every bill even bills sent by collection agents for the same
bill from the original company

as your lawyer will send letters to all of them
to stop collection actions against you

you will need bank statements
and tax returns as well

info on the cars you own
as well as property land and homes you own
jewelry too

loans credit cards
stocks bonds

you must show it all

look up information and addresses
you don’t know online
find the old bills old statements
have statements and bills sent to you
even from the collections people

do a credit report get the addresses and names
and amounts

Simple EASY

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